Do you know what vital information to have on hand in the event of a natural disaster or family emergency? When an unexpected situation arises, there's no time to sort through paperwork, no matter how essential it may be. Having everything you need in an organized emergency binder can streamline the process and give you peace of mind.
What to Include in an Emergency Binder While there's no shortage of important family documents and household records, a true emergency calls for a few must-haves:
Vital records like birth certificates, driver's licenses, Social Security cards, naturalization documents, passports and child custody papers.
Insurance policies, including homeowners, renters, auto, life and health.
Property records such as real estate deeds, rental agreements, and vehicle titles and registration.
Financial documents like wills, trusts, powers-of-attorney and funeral instructions.
Safely Storing Other Important Information Some items, such as account passwords and a backup of critical computer files, aren't suited for a portable binder. Instead, house them in a secure location like asafety deposit box or lockbox. You can also include ahome inventory list, contracts, business paperwork, tax returns and investment records.
Play it safe and include a recent photograph of every family member, along with fingerprints and dental records. You may also want to store valuable memorabilia, jewelry, and priceless family photos, letters and documents here as well.
There's no way to predict when misfortune will strike, but that doesn't mean you shouldn't be prepared. Set aside an afternoon to create an emergency binder that can help protect your family when time is of the essence.
Author:Victor DeFrisco Phone: 561-951-3759 Dated: February 2nd 2017 Views: 105 About Victor: ...
View our latest blog posts in your RSS reader. Click here to access.
We are a full service real estate brokerage with over 100 agents to serve you. Let us be your real estate resource. Regardless whether you need to buy or sell now, or sometime in the future, let us help you. We are no pressure and will always try and help. Contact us at 561-792-3948 now.
Home Flips Plunge as Distressed Inventory Dries Up Share Sep
"When I sold my home I interviewed many Companies. Knowing most buyers come from the internet I was looking for a Company with a strong internet presence. I googled some terms like, "Lake Worth Homes For Sale" and "homes for sale in Lake Worth", and almost every time Exit Realty Premier was on the first page of Google. Then when I met with the agent from Exit Realty Premier and saw the HD photographs, aerial photos, on line visual tours and videos and all the technology I was sold. I signed with them and sold my home in record time, for the price I wanted and had a smooth quick closing. My agent was very professional and knowledgeable and kept me informed every step of the way.